Payday, sorted.
Tell your money where to go.
A simple way to plan your money around your life. PennyGo works out how much to set aside for your bills, savings and everyday spending — so when you get paid, you know exactly what to transfer and where.
Payday
$2,800
- Bills$850
- Savings$300
- Spending$1,200
- Buffer$450
Transfer $1,600 to your bills and savings accounts. The rest is yours to spend.
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Budgeting shouldn’t feel like a second job.
You shouldn’t have to pull out a calculator every payday, remember which bills are due when, or wonder whether you’ve set enough aside.
PennyGo turns your budget into a simple payday plan.
One pay. Different priorities. One clear plan.
Your money has places to be. PennyGo works out what goes where, so payday doesn’t have to be a guessing game.
Your pay
$2,800
- Bills$850
- Savings$300
- Buffer$450
- Spending$1,200
- Bills account →$850
- Savings →$300
- Buffer →$450
The rest is yours to spend.
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Everything you need. Nothing you don’t.
Bills, allocations and savings goals in one place — with the payday numbers already worked out.
Payday plan
To transfer this pay
$1,600
- Bills accountCovers 9 upcoming bills$850
- SavingsHoliday + car service$300
- Buffer bucketFor the unexpected$450
Savings goals
- Summer trip$2,040 of $3,000
- New laptop$820 of $2,000
- Car service$450 of $500
Bills & expenses
Coming up in 7 days
- RentDue Fri · fortnightly$620
- ElectricityDue Sun · quarterly$310
- Mobile & internetDue Mon · monthly$96
Set it up once. Let PennyGo do the maths.
- 01
Set up your money
Add your income, bills, savings goals and allocations.
- 02
PennyGo works it out
PennyGo calculates what needs to be set aside and when.
- 03
Follow your payday plan
Know exactly where your money needs to go when you’re paid.
Make every payday easier.
Set up PennyGo once. Let it do the calculations. Know where your money goes.